Medicare is not only based on an age requirement. Those who qualify for Medicare are individuals 65 years or older as well as disabled people of all ages, and people with End Stage Renal Disease You can get Part A at age 65 without having to pay a premium if you or your spouse worked and paid Medicare Taxes for at least 10 years and:
- You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
- You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them.
- You or your spouse had Medicare-covered government employment.
If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a Citizen or Permanent Resident of the United States, you may be able to buy Part A. If you are under age 65, you can get Part A without having to pay premiums if:
- You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. (Note: If you have Lou Gehrig’s disease, your Medicare benefits begin the first month you get disability benefits.)
- You are a kidney dialysis or kidney transplant patient.